Founder and president of Spencer Benefits, DeFo is a third-generation insurance advisor with over 30 years of experience. He began his career with Provident Life and Accident Insurance Company as an advanced underwriter and marketing representative.
DeFo is past president and board member of the Society of Financial Services Professionals and Chattanooga Association of Life Underwriters, the predecessor to NAIFA (National Association of Insurance and Financial Advisors). He has served on the boards of the Georgia Association of Health Underwriters, North West Georgia Chapter, and the Lookout Mountain Club. Additionally, DeFo is an active member of a National Study Group through NFP Benefits Partners.
He is a graduate of Furman University and holds the CLU and LUTCF certifications. Outside of the office, DeFo enjoys hunting, fishing, and playing tennis.