Our Services

Talk to us about your needs and goals, and we'll help you get there with a consultative and collaborative apporach.

Employee Benefits – Employees are a top business asset, and a competitive benefits package can help recruit and retain talent while keeping your workforce engaged. Spencer Benefits will consult with you about the needs of your organization and customize benefits plans that will deliver the best value. We'll consider organizational and staff needs, costs, value-added services and more to ensure you have the most appropriate plan for your workforce.

Some of the products we offer through our regional and national carrier relationships include:

  • Medical coverage
  • Life insurance
  • Short and Long Term Disability coverage or Income Protection
  • Dental
  • Vision
  • Critical Illness
  • Voluntary benefits
  • Health and wellness programs, including Employee Assistance Programs

Executive Benefits – Executives and senior leaders are often responsible for the management and success of a company. Spencer Benefits can help business owners design, implement, and administer competitive executive benefit plans that attract, retain and reward a company's senior leadership team.  

  • Key Person Insurance
  • Executive Bonus or Performance-Based plans
  • Executive Life Insurance policies
  • Non-Qualified Deferred Compensation plans
  • Executive Income Protection or Disability plans
  • Business succession advisory

Individual Insurance Solutions – Insurance solutions can provide financial protection for your biggest assets – including your income. We can help provide peace of mind for you and your family through insurance solutions, including

  • Life Insurance
  • Disability or Income Protection
  • Long-Term Care